A day in the life of a Bank Manager:-
A Bank manager certainly a person who is responsible for the proper regulation of the various activities of a certain bank branch .Although he is not supposed to deal with any particular work in a day but his day is simply a turning wheel of ups and downs.As a Bank manager he has to attend to so many problems a day which we can never think of Clients ,staffs,transaction ,profit,development are the terms that a bank manager is always looking after.Looking after alone is not all.He has to look and see that these are done assumed that a Bank manager is a very responsible man who can npt study by a mere glance only.
Therefore. With a view to understanding a bank manager properly it would be wise to have an overall view of his days work. |
Transaction:-
The manager of a bank branch is probably the person to come to office before anyone.The only other person is surely the bank's night guard who is there to greet him behind the iron gate.Of course by this time the guard,had the bank pressies cleaned up and tidied by the sweeper.
The manager probably comes a few minutes earlier than the office hours and checks the last days final account.He waits for the chief cashier at whose arrival he opens the cash,of which he is one custodian.The cash is taken by the chief-cashier and by that time the transaction starts.The manager retries to his chamber and keeps a hawk eye on the whole affairs of business of the branch.Of course he has to make sure that all his office strength is present.If any one is absent he has to arrange for a suitable substitute.This is itself a hard task.Nobody willingly would agree to do other man's duty unless pressed.And the manager in that place has to make sure he has not annoyed the substitute.Any misunderstanding would simply ruin the days work.He has to make sure that the cash of branch does not run short or go up the capacity at a sudden moment .he has to make prior arrangements for procuring or remitting cash from the link office at the appropriate moment .nobody brothers if it is against the tide .But the manager has always to make sure that things are okay at his own risk.
Only the Before the transaction hour closes he has to arrange to sort and close the cash safely into the vault once again.Any discrepancy in the cash or security may lead him to any fatal consequence any moment.
The manager probably comes a few minutes earlier than the office hours and checks the last days final account.He waits for the chief cashier at whose arrival he opens the cash,of which he is one custodian.The cash is taken by the chief-cashier and by that time the transaction starts.The manager retries to his chamber and keeps a hawk eye on the whole affairs of business of the branch.Of course he has to make sure that all his office strength is present.If any one is absent he has to arrange for a suitable substitute.This is itself a hard task.Nobody willingly would agree to do other man's duty unless pressed.And the manager in that place has to make sure he has not annoyed the substitute.Any misunderstanding would simply ruin the days work.He has to make sure that the cash of branch does not run short or go up the capacity at a sudden moment .he has to make prior arrangements for procuring or remitting cash from the link office at the appropriate moment .nobody brothers if it is against the tide .But the manager has always to make sure that things are okay at his own risk.
Only the Before the transaction hour closes he has to arrange to sort and close the cash safely into the vault once again.Any discrepancy in the cash or security may lead him to any fatal consequence any moment.
Business Development:-
Branch managers are always persuade by their Head office to increase the volume of deposits and business.but this cannot be done by simply sitting in the office.So a branch manager has to spend a considerable amount of this days time by meeting clients at their office and residence.
Even borrowers are target for the managers.,contacts.Borrowers sometimes never make repayment and even new borrowers are to be studied .The branch manager has to go and contact them personally and this he dose in the afternoon .This is not a simple as it seems.The manager has to show guts and temper together to arrange a suitable solution but keeping the interest of the Bank.
Branch Management :-
Towards the end of the day the manager has to make sure all things for the day has been completed nicely.For this he has to arrange distribution of work in accordance to his office strength.He has to persuade everyone to complete one's task quickly and accurately.he has to make sure every things is okay and there is nothing untoward in the branch.Precisely a Bank manager passed his day in odd manners and when he returns home he is simply tired and cannot even embrace death free from worries.
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In fine:-
In fine so many years have passed that we have earned our freedom and somehow possess a free banking system but we cannot say that we have spared a free and a fresh day for a bank manager.In spite of that a bank manager has little social respect.Although a Bank manager plays a vital role in the daily economic requirement of a society but he himself is neglected to a great extent socially.It is time we should start changing our attitude towards bank manager.